Empty your Bank Account

Surprised? At first i was surprised too. Anyway before i dont have any savings at all. So im not really bothered with this. hehe.

Being a credit card addict has taught me to handle finances well.. Finally after sometime ive decided to become debt free... fast..

One advice i got from was from Bo and Ric...
... EMPTY your BANK ACCOUNT and pay off all your debts..
... If you'll worry that you'll not have any savings at all.. well, ill tell you that you dont really have money now..
... the bank's interest is only about 1% to 3% but your creditor's are charging you more than the bank's interest rate..

Before you start saving... pay off all your debts first..

ive done this formula.. and yes.. its really effective..

1. First I allocated the amount of money for my creditors..
2. Have faith..
3. Set the date in the calendar when you're goin to finish paying all your debts...

It took me 1 year to finish paying my debts.. And now im religiously sending money to my blessings bank account..