3 ways to create savings

I happen to read this article from ric edelman..

Savings Creator #1 Pay yourself first
Fact One: You spend all your money every month, and have nothing left to save.
Fact Two: You can’t change Fact One.

I used to rmember that after pay day.. i go to the mall to buy the latest trend.. buy small trinkets and other kikay stuff.. then d rest i pay credit card bills and buy prepaid cards.. d money left will be used for my 15 days allowance..

so do u think may na save ako? hehe.. wla..

so i changed the formula...

savings=salary-expenses

Pay yourself first... dont worry that you will run out of money.. kc i know even b4 e tlgang nasho short ka.. so better na mshort ka na may savings.. than ma short ka ng no savings at all..

Savings creator #2: Your future in a peanut can

I was taught early in life to save moolah using a piggy bank but as i grew older i was more fond of breaking it instead of saving money.. hehe.. now? im back to basic.. im saving money using a piggy bank given by my aunt & uncle..

ill get my hubby to save as well.. I CALL IT OUR FINANCIAL BLESSINGS ACCOUNT.. lhat ng tippings na mtatanggap nmen and yun mga unexpected money dun nmen ilalagay..

the GOAL? just to save first and let it accumulate... afterwards we will use it for our first business.. (10k dhs to be exact)

Savings Creator #3: Spend Your Way to Wealth

Spot spending on thing that detoriates.. (haha.. biktima ako n2)

ok.. cge spend your money but be wise.. Buy things that rise in value. Start shopping for things that make money for you..

GUILTY ako d2..kc i love buying on first impulse kc.. like clothes.. perfume..

pro now.. im ms FRUGALITY.. i love buying things for my family too.. (cge na nga.. ill buy my mom gold jewelry)...

i dream of being a financial analyst.. financial advisor.. financial planner.. haha.. kaya i shld start now..

GOODLUCK TIN!